Insurance Made Easy
Protect the asset. Protect the business.
When you finance a vehicle, truck, trailer, machinery or other business asset, protecting it is just as important as financing it. Through AssetFin's strategic partnership with A-Cubed Risk Solutions, you can access tailored insurance solutions designed around the asset being purchased, the way it is used and the risks facing your business.
Finance it. Insure it. Protect it.
Insurance That Works
With Your Finance
Getting finance should be simple. Your insurance should be just as straightforward.
A-Cubed Risk Solutions works with AssetFin to help you arrange the right insurance protection for your newly financed asset and your wider business. Whether you are purchasing a truck, trailer, commercial vehicle, machinery or specialised equipment, A-Cubed can review your requirements and source appropriate insurance options from a broad Australian insurance market.
- Access to 100+ Australian insurers and specialist markets
- Cover structured around how the asset is actually used
- One finance journey — one less thing to worry about
Insurance Solutions
For AssetFin Clients
Arranged by A-Cubed Risk Solutions and structured around your asset and your business.
Commercial Motor
Protect your business vehicles against accidental loss or damage and your legal liability to others.
What cover can include
- Comprehensive insurance
- Fire and theft
- Legal liability
- Fleet insurance
- New vehicle replacement options
- Windscreen cover
- Choice of repairer options
- Business interruption options during downtime
Whether you have one commercial vehicle or a growing fleet, A-Cubed can help structure cover around your business.
Truck & Trailer Insurance
Specialist insurance for businesses operating trucks, trailers and heavy commercial vehicles.
What can be protected
- Prime movers
- Rigid trucks
- Tippers
- Pantechnicons
- Refrigerated vehicles
- Trailers
- Dog trailers
- Plant equipment
- Specialist heavy vehicles
Downtime can cost more than the vehicle itself, so the wider impact on your business is considered when cover is structured.
Plant & Equipment
A-Cubed can arrange insurance for mobile plant and equipment, including protection for accidental loss or damage, legal liability and — where available and appropriate — loss of income following insured damage.
Industries covered
- Construction
- Earthmoving
- Civil
- Mining
- Agriculture
- Infrastructure
- Plant hire
Your machinery and equipment are critical business assets — cover is built around how and where they work.
Business Insurance
Your financed asset is only one part of your risk. A-Cubed can also review the wider insurance needs of your business.
Wider business cover
- Public & Products Liability — claims for third-party injury or property damage
- Property — buildings, contents, stock, equipment and other business property
- Business Interruption — loss of income following an insured interruption
- Goods in Transit / Marine — goods and equipment in transit within Australia and internationally, where appropriate
- Management Liability — directors, management and the business against management-related risks
- Cyber Insurance — cyber incidents, cyber crime, ransomware, data breaches and associated interruption costs
- Professional Indemnity — businesses providing professional advice, design or services
Insurance Expertise.
Commercial Thinking.
Rather than simply placing a policy, A-Cubed reviews the asset, the business and the risk together to determine an insurance solution that is appropriate for the way you operate.
Access To 100+ Insurers
A broad network of Australian insurers and specialist markets, providing greater choice when sourcing insurance solutions.
Tailored, Not One-Size-Fits-All
A truck used for interstate freight has very different risks to an excavator on a construction site, or a vehicle used by a professional services business. Your insurance should reflect that.
Competitive Market Review
Available options are compared and coverage, limits, exclusions and premiums assessed, so you can make an informed decision.
Specialist Advice
From commercial motor and plant through to cyber, liability and specialist risks, AssetFin provides access to experienced insurance professionals.
Claims Support
When something goes wrong, the strategic partnership provides claims guidance and advocacy to help you navigate the claims process.
Your Asset Is Financed.
Make Sure It's Properly Protected.
A finance agreement secures the lender's interest in the asset. Insurance is what protects you, your business and your ability to keep operating.
Accident
Damage to your vehicle, truck, trailer or equipment.
Theft
Loss of valuable business assets.
Liability
Claims arising from injury or damage to third parties.
Business Interruption
Lost income following an insured event.
Cyber Risk
Increasing threats to businesses operating online and holding customer data.
Unexpected Costs
The financial impact of replacing or repairing critical assets.
From Application
To Protection
Tell Us About Your Asset
Provide the details of the vehicle, truck, trailer, machinery or equipment being financed.
Your Business Understood
A-Cubed considers how the asset will be used, your business activities and the risks that need to be addressed.
Going To Market
A-Cubed approaches the insurance market to identify suitable insurance options.
Options Explained
A-Cubed compares the available cover, limits, conditions and premiums so you can make an informed decision.
Get Covered
Once you select the appropriate option, A-Cubed arranges the policy and provides your insurance documentation.
Get Your
Insurance Quote
Tell us what you are buying. A-Cubed's insurance team will contact you to understand your requirements and arrange an insurance solution suitable for your asset and business.
Insurance
Questions, Answered
Do I have to insure an asset I have financed?
Almost always, yes. Lenders generally require comprehensive insurance to be in place before an asset is delivered, and the policy usually has to note the lender's interest. A-Cubed can arrange cover that meets your lender's requirements so settlement is not held up.
Can I use my own insurer instead?
Yes. You are never obliged to arrange insurance through A-Cubed. If you already have a broker or a policy in place, your finance simply proceeds as normal. The insurance option is there if you would like the market tested.
Who actually arranges the insurance?
A-Cubed Risk Solutions Pty Ltd, a Corporate Authorised Representative of Metrix Connect Pty Ltd (AFSL 525491). AssetFin is a finance broker and introduces clients to A-Cubed. All insurance advice, quotations and policies are arranged by A-Cubed as the licensed entity.
Can insurance be arranged at the same time as my finance?
Yes, and that is the point of the partnership. Once your finance application is underway, A-Cubed can work to the same timeline so cover is in place when you take delivery of the asset.
A Smarter Way To Finance
And Protect Your Assets
AssetFin helps Australian businesses access competitive finance across a broad network of lenders, specialising in equipment, machinery, motor vehicle, truck and trailer finance.
A-Cubed brings the insurance expertise to help protect those assets and the businesses that depend on them.
Finance from AssetFin. Insurance from A-Cubed. One connected experience.
General Advice Warning
Any insurance information provided on this website is general in nature and does not take into account your objectives, financial situation or needs. Insurance cover, premiums, limits, conditions and exclusions vary according to individual circumstances. Before purchasing insurance, you should consider whether the product is suitable for your circumstances and refer to the relevant product disclosure statement and other policy documentation.
A-Cubed Risk Solutions Pty Ltd is a Corporate Authorised Representative of Metrix Connect Pty Ltd AFSL 525491. AssetFin is a finance broker and does not provide insurance advice; insurance enquiries submitted through this website are referred to A-Cubed Risk Solutions, who arrange all insurance quotations and policies.