Cashflow & Overdraft
Finance On Tap
Smooth the gaps between invoices, cover seasonal dips or fund the next stage of growth. We arrange overdrafts, lines of credit and working capital facilities from banks and fintech lenders across Australia.
Cashflow & Overdraft Finance,
Covered
- ✓ Business overdrafts
- ✓ Lines of credit
- ✓ Working capital loans
- ✓ Invoice finance
- ✓ Trade finance
- ✓ Unsecured business loans
- Approval decisions in 1–3 business days — often same-day with complete documents
- Funding typically arranged within 24 hours of approval
- Compared across 70+ banks and specialist lenders
Structured Around
Your Business
Pay For What You Use
On overdrafts and credit lines, interest applies only to drawn funds — a standby buffer that costs little when idle.
Bank & Fintech Panel
From major-bank overdrafts to same-week fintech facilities, we match the product to your urgency and price point.
Secured Or Unsecured
Options with or without property security, depending on your position and the facility size.
Cashflow & Overdraft Finance
Questions, Answered
How fast can a cashflow facility be approved?
Fintech lenders on our panel can approve and fund working capital facilities within days; bank overdrafts typically take longer but price lower. We'll lay out the trade-off so you can choose speed, price or both.
Do I pay interest on the whole facility?
On overdrafts and lines of credit, you generally pay interest only on the funds you've drawn, plus any line or facility fees. That makes them efficient as a standby buffer for cashflow gaps.
Is security required?
Not always. Unsecured facilities are available — typically at higher rates and smaller limits — while property-secured facilities unlock larger limits and sharper pricing. We'll show you both options.
Finance It. Insure It. Protect It.
Through our partnership with A-Cubed Risk Solutions, you can arrange insurance for the asset you're financing — and the wider business that depends on it.
Get A Cashflow & Overdraft Finance Quote In Minutes
Tell us what you're buying and a broker will pre-qualify you in about three minutes — free, fast, and with no impact on your credit score.